OSAP Eligibility

Courseload requirements

You are eligible to apply for OSAP if you are planning to enroll in an approved undergraduate or graduate program in at least 60% of a full course load per term at the University of Guelph.

Students with permanent disabilities are eligible to apply for OSAP if they are planning to enroll in an approved program in a least 40% of a full course load per term at the University of Guelph. OSAP eligibility and funding is prorated based on your course load.

Typically at the University of Guelph the following course load will apply to be eligible for OSAP:

Course Credits Course Load
2.0 or more credits 100%
1.5 credits 60%
1.0 credits 40%

Decreased Course Load

If you drop below the course load you have applied for on your OSAP application, your OSAP funding may be reduced, and your eligibility for further OSAP could be affected as a result of poor academic progress. You might also be in overpayment with OSAP. Book an appointment with a Financial Aid Counsellor by calling 519-824-4120 extension 58715 before you make any changes to your course load.

Increased Course Load

If you increase your course load, provide Student Financial Services with a letter stating that you have added additional course(s). You may be eligible for additional funding if you are not receiving maximum OSAP.

Withdrawal from studies

If you withdraw from your studies and have been issued funding your OSAP will be affected and you will be put on academic probation/restriction. You might also be in overpayment with OSAP.

Non-Degree Eligibility

Students registered in a non-degree/qualifying program are not eligible to apply for OSAP funding.

Refunds

If you drop courses or withdraw from studies and are expecting to receive a refund, your refund will be directed to the National Student Loan Service Centre to repay any overpayment on OSAP.

Academic Progress

It is YOUR responsibility to be aware of consequences of course drops and withdrawals and how it may affect your OSAP. Students must maintain a minimum academic standard to be eligible for OSAP funding. Frequent or multiple switches, drops, withdrawals and/or repeats of programs that are funded by OSAP may be considered lack of academic progress and direction.

Students are required to successfully complete the academic requirements of their program of study to continue to be eligible for OSAP assistance. If you are a full-time student (2.0 credits +) you must successfully complete 1.5 credits to maintain your OSAP eligibility. If you are a part-time student (1.5 credits) or student with a permanent disability (1.0 credits) you must successfully complete all your courses to continue your OSAP eligibility. Failure to complete the required course load may impact your eligibility for future OSAP and Ontario Student Opportunity Grant (OSOG).

Contact Student Financial Services at 519-824-4120 extension 58715 to set up an appointment with a financial aid counsellor to discuss your situation in person.

Residency requirements

You must be a Canadian citizen or Permanent Resident of Canada (landed immigrant) or a Protected Person. You also must meet one of the following criteria to meet OSAP's Ontario residency requirements:

  • You have always resided in Ontario.
    OR
  • Ontario is the last province you resided in for 12 consecutive months without being a full-time post-secondary student.
  • In certain circumstances, you can meet Ontario residency requirements on the basis of the residency of your spouse (if applicable) or residency of your parent(s). You must fill out the OSAP application to determine whether your residency can be based on that of your spouse or parent(s).
  • If you have never resided in any Canadian province for 12 consecutive months in which you were not a full-time post-secondary student, you may be eligible for assistance in Ontario. If you wish to determine if you are eligible, contact Student Financial Services at the University of Guelph at 519-824-4120, extension 58715 to discuss your situation. You may be required to provide a history of your residency (and your spouse or parent(s), if applicable) in Canada as well as documentation that confirms your date of entry into Canada (e.g., front and back of your Canadian Immigration Record, Permanent Resident Card, or Protected Persons Status Document.)
  • To obtain a PPSD, you must contact Citizenship and Immigration Canada. To enquire about the status of a PPSD application, you may contact one of the Citizenship and Immigration Canada (CIC) call centres at:
    Toronto: (416) 973-4444
    Vancouver: (604) 666-2171
    Rest of Canada: 1-888-242-2100

For complete information on OSAP Loan Eligibility Requirements, please visit the OSAP website.

Student's Obligation

It is YOUR responsibility that you are aware of the consequences of course drops and withdrawals and how it may affect your OSAP. If you need assistance in understanding/appealing this, contact Student Financial Services at 519-824-4120 extension 58715 to set up an appointment with a financial aid counsellor.

University of Guelph
50 Stone Road East
Guelph, Ontario, N1G 2W1
Canada
519-824-4120