OSAP Eligibility

Course load requirements

You are eligible to apply for full-time OSAP assistance if you are planning to enroll in an approved undergraduate or graduate program in at least 60% of a full course load (per term) at the University of Guelph.

Students with permanent disabilities are eligible to apply for full-time OSAP assistance if they are planning to enroll in an approved program in a least 40% of a full course load (per term) at the University of Guelph.

OSAP eligibility and funding is based on your course load, and the number of weeks of study.

Course Credits per term Course Load
2.0 or more credits 100%
1.5 credits 60%
1.0 credits 40%

Decreased Course Load

If you drop below the course load you have applied for on your OSAP application, your OSAP funding may be reduced, and your eligibility for further OSAP could be affected. You may be assessed with an OSAP overpayment or an academic penalty. Book an appointment with a Financial Aid Counsellor by calling 519-824-4120 extension 58715 before you make any changes to your course load.

Increased Course Load

If you increase your course load, provide Student Financial Services with a letter stating that you have added additional course(s). You may be eligible for additional funding if you are not receiving maximum OSAP.

Withdrawal from studies

If you withdraw from your studies, your OSAP funding will be affected,  and you will be placed on academic probation/restriction. If you withdrew because of illness, or family emergency, an appeal may be available. Book an appointment with a Financial Aid Counsellor by calling 519-824-4120 extension 58715 before you withdraw.

Non-Degree Eligibility

Students registered in a non-degree/qualifying program are not eligible to apply for OSAP funding. Under limited circumstances, some qualifying studies may be eligible for funding. Please contact the Financial Aid office and ask to book an appointment with a counsellor. Call our office at 519-824-4120 extension 58715, or email fininfo@uoguelph.ca

Refunds

If you drop courses or withdraw from studies and are expecting to receive a refund, your refund will be directed to the National Student Loan Service Centre. The refund will be applied against your outstanding student loan.

Academic Progress

It is YOUR responsibility to be aware of consequences of course drops and withdrawals and how it may affect your OSAP. Students must maintain a minimum academic standard to be eligible for OSAP funding. Frequent or multiple switches, drops, withdrawals and/or repeats of programs that are funded by OSAP may be considered lack of academic progress and direction.

Full time OSAP

  • Students must successfully complete at least 60% of a full course load (1.5 credits each term) to maintain OSAP eligibility
  • Students with a permanent disability must successfully complete 40% of a full course load (1.0 credits each term) to maintain OSAP eligibility

Part time OSAP

  • Students who receive part-time OSAP funding must successfully complete all funded courses

Failure to complete the required course load will result in OSAP academic probation or restriction.

Please note: courses that are dropped without academic penalty are not considered to be successfully completed. Students must complete, and pass, the required course load to avoid academic penalties. Contact Student Financial Services at 519-824-4120 extension 58715, or email fininfo@uoguelph.ca, to set up an appointment with a financial aid counsellor to discuss your situation.

Residency requirements

You must be a Canadian citizen, Permanent Resident of Canada, or a Protected Person. You also must meet one of the following criteria to meet OSAP's Ontario residency requirements:

  • You have always resided in Ontario.
    OR
  • Ontario is the last province you resided in for 12 consecutive months without being a full-time post-secondary student.
  • In certain circumstances, you can meet Ontario residency requirements on the basis of the residency of your spouse (if applicable) or residency of your parent(s). You must fill out the OSAP application to determine whether your residency can be based on that of your spouse or parent(s).

Not an Ontario resident?

  • Apply to the government student financial aid program in your home province. Every province and territory in Canada offers a student financial aid program.

Questions about citizenship:

  • Visit the Citizenship and Immigration Canada web site or call one of the Citizenship and Immigration Canada (CIC) call centres at:
    Toronto: (416) 973-4444
    Vancouver: (604) 666-2171
    Rest of Canada: 1-888-242-2100

Need Help?

For complete information on OSAP Loan Eligibility Requirements, please visit the OSAP website, or contact Student Financial Services at 519-824-4120 extension 58715 (or email fininfo@uoguelph.ca) to set up an appointment with a financial aid counsellor.

University of Guelph
50 Stone Road East
Guelph, Ontario, N1G 2W1
Canada
519-824-4120