There are two health insurance plans available to University of Guelph international students and their families, the University Health Insurance Plan (UHIP) and the Student Health & Dental Plan.
UHIP is mandatory for all international students except Norwegian students. Please do not buy your own medical plan.
UHIP covers the cost of the hospital and medical services that international students may need during their stay in Canada while registered at the University. This includes doctor's visits, diagnostics and lab services such as blood tests and x-rays, some surgeries, and more. Visit the UHIP website for a detailed explanation of your coverage.
Always carry a physical or electronic copy of your UHIP card on your person. Student Health Services on campus will accept your UHIP card and will not charge you additional fees for the services that are part of your coverage. They bill UHIP directly for all services that are covered on the plan so you can avoid any surprise fees.
If you go to an after-hours walk-in clinic, you may have to pay for the visit initially, and then make a claim to UHIP to get reimbursed. There are also sometimes fees that cannot be reimbursed if you go to a provider that is outside of the UHIP Preferred Provider network.
Always get health and medical attention in a timely manner but give thought to where you obtain your care and use healthcare services as required by the nature of the problem. Emergencies should go to the Emergency Department at the nearest hospital. For other healthcare issues, use your family physician when possible.
The UHIP fee is compulsory and it is charged as part of your tuition and fees which can be viewed on WebAdvisor. All international students (paying international fees) will automatically be enrolled in UHIP (single coverage). See the most current rates on the Student Financial Services website.
Your UHIP card will be sent to your U of G email by SunLife, the UHIP insurance company, during the first week of class. You will not be able to use medical services, even emergency services, without your UHIP card. Make sure to save your UHIP card and carry a copy with you.
If you have questions about your UHIP plan or what to do in terms of medical help, please contact one of our International Student Advisors.
UHIP for Family Members
You must enroll your dependents (spouse and children) with UHIP within 30 days of their arrival to Canada. It is the student's responsibility to complete the UHIP - Coverage for Your Family application and submit it to Student Financial Services (University Centre, Level 3). An additional premium is charged. Contact the UHIP Administrator in Student Financial Services (firstname.lastname@example.org) for more information or to enroll your dependents.
In addition to UHIP you have the Student Health and Dental Plan which is paid for in your student fees. The Student Health Plan covers some medical costs that are not covered by UHIP, such as prescription drugs, physiotherapy, and vision care. The Dental Plan provides some coverage for routine dental care such as examination, consultation, and cleanings. For up-to-date information on the coverage visit the University of Guelph Student Health Plan website.
Students with families can also add their dependents to their Student Health and Dental Plans for a fee. Contact the Student Benefits Plan Office in the University Centre (UC Room 108A) for more information and deadlines.